Ready to scale your business but need extra capital?
As a business owner, there may be times when you need extra capital—whether it’s to expand, manage daily operations, invest in equipment, or achieve your business goals. One of the most common ways to bridge that gap is by securing a business loan.
Get the fund your business needs
Andover Capital Markets, LLC business loan options help you purchase equipment, cover operating expenses, or finance accounts receivable. Backed by a network of trusted lenders, our business loan programs offer you a wide range of options, competitive rates, flexible terms, and dedicated support from experienced funding advisors.
SBA
Loans
Receivables
Financing
Merchant Cash
Advances
Equipment
Financing
Term
Loans
Invoice
Factoring
Line of
Credit
Personal
Loan
Here's what required To Apply
To submit your Business Loan Application, you must meet the following minimum requirements, including but not limited to:
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Have started your business at least 6 months
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Have a credit score of at least 590 at time of application
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Have an average monthly revenue of at least $10,000
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You are a US Citizen and at least 18 years of age

Buy A New Truck

Purchase Equipment

Working Capital

Expand your operations
Where will your funding take your business?
Whether you’re looking to expand operations, invest in new equipment, hire top talent, or launch a new location, funding gives you the power to move forward with confidence. It’s not just about covering expenses, it’s about unlocking growth, seizing opportunities, and staying ahead of the competition. Let your capital work for you.
How do I apply for a business loan?
To help us assess your eligibility and process your application faster, please have the following ready before you apply:
- Your social security number
- Your business TAX ID/ EIN number
- Business Information
- Equipment Quote/Invoice (if applicable)
You will also need to upload your Bank statements from the past 3 months to your application.
You can head over to this page to start filling out the application form. Link to application form
We’ve streamlined the process to make approvals possible in as little as 72 hours
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Application
Fill out the prequalification details, business information, individual information, and submit at least 3 months of your latest bank statements.
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Underwriting
Our team will review the application data and personal credit, and conduct a cash flow analysis.
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Placement
Based on the underwriting results, your application will be submitted to various lenders for placement.
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Offer
Once approved, the lenders will provide you with various offers and terms based on your submitted information.
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Application
Fill out the prequalification details, business information, individual information, and submit at least 3 months of your latest bank statements.
-
Underwriting
Our team will review the application data and personal credit, and conduct a cash flow analysis.
-
Placement
Based on the underwriting results, your application will be submitted to various lenders for placement.
-
Offer
Once approved, the lenders will provide you with various offers and terms based on your submitted information.
Equipment Financing
Purchase the equipment, furniture, machinery and trucks that keep your business running.
Keep your business on track
Equipment financing
Loan Amount Starts at $25,000
Have questions about our Programs?
Check out our FAQs to learn more about our business loan programs and application process at Andover Capital Markets, LLC.
Once you’ve submitted all the required information and supporting documents, and met the eligibility criteria for a business loan, you may receive a decision within 72 hours.
However, in some cases, additional time may be needed to verify your identity or gather extra documentation for a manual review, which could delay the approval process.
For verification purposes, our lenders will ask for your full name, business name, home and business addresses, business industry, and your business tax ID.
To qualify for a business loan, your business must meet the following criteria:
- Operate in an eligible industry
- Have a FICO score of 600 or higher* at the time of application
- Be in business for at least 12 months
- Applicant must be a U.S. citizen and at least 18 years old
- Have an average monthly revenue of at least $10,000
*Minimum credit score requirements may vary by lender.
Eligible businesses can apply online by visiting https://andovercm.com/business-loan/apply-now
If you have questions about your application or want to learn more about the process, feel free to contact our Customer Service team at 1-603-316-5530. Support is available Monday through Friday, from 9 AM to 5 PM EST.
Apply now and schedule a call with one of our experienced funding advisors. They’ll discuss your business needs and goals to help you choose the best option.
Andover Capital Markets, LLC has over 85 active lenders, offering a wide range of products to choose from!
The loan amount varies depending on the product. There is no minimum loan amount in our marketplace, with options available up to $10,000,000.
Repayment terms vary depending on the product you choose, with options ranging from as little as 3 months to up to 10 years.
No worries! We have funding options available that that do not check or pull credit.
We prioritize your privacy. Our lenders only receive the data necessary to make a credit decision. They have access to “Applicant Data,” as outlined in the business funding application, which all business owners consent to before applying. Additionally, Andover Capital Markets, LLC is SOC 2 Type 2 compliant and implements robust security measures to protect your personal and business information.
Still Have Questions? We're Here to Help!
‘Talk to Expert’ for further assistance. Ready to get started? ‘Apply now’ to secure your funding today!